Tim Fricker and Karen Creech are trial attorneys with over 30 years of experience with insurance based disability claims, ERISA, and other insurance law. Our firm is a small, no nonsense law firm that offers personal and compassionate representation from start to finish. Our office is located in the historic Jack London Square district in downtown Oakland. We can take cases from anywhere in California.
Long term and short term disability plans are usually governed by ERISA - Federal law which is difficult and nuanced. Unfortunately, ERISA is very pro insurance company and very anti claimant. So you need an attorney who knows ERISA law and who knows all the strategies that insurance companies use to deny and terminate long-term or short-term disability benefits.
We have prosecuted claims against most of the insurance companies operating in CA, including: Unum Provident, Unum, Provident, Liberty Mutual, Hartford, Aetna, LINA, Signa, and Metlife.
* We cannot guarantee, warrant or predict the outcome of any legal matter. The content of this website was written by Tim Fricker and Karen Creech.
These disability plans - sometimes called income protection plans - are essentially insurance policies designed to protect individuals from the devastating financial consequences of either short-term or long-term disability.
These plans usually pay between 50% and 80% of the claimant's income if he or she cannot work.
These claims are usually governed by federal law know by the acronym ERISA. Unfortately ERISA is very pro insurance company and anti claimant.